Identity Protection Ratings
Features
19/20
hr
Pricing and Cancellation
19.5/20
hr
Customer Support
9/10
hr
Extras Offered
8.5/10
hr
Overall Grade:
93%

TrustedID provides comprehensive individual and family identity theft protection with its IDFreeze plans. Trusted ID simplifies the process of obtaining your 3 free annual credit reports – key documents to help you spot credit irregularities or ID fraud. Instead of having to order all three reports yourself, TrustedID will automate the process, ensuring you get the files you need, fast.

TrustedID’s unique IDFreeze plans implement a number of steps to protect you and your family from problems with your credit. These range from simple errors on your reports to identity theft and related crimes. The most significant element of Trusted ID’s IDFreeze service is CreditLock, one of the greatest protections against identity theft around. CreditLock prevents anyone from viewing your credit reports and scores from any of the 3 major bureaus until you choose to “unlock” it. This prevents anyone (including you) from opening any new lines of credit in your name and effectively blocks identity thieves.

For a less restrictive form of protection, Trusted ID also lets you place Fraud Flags, which require creditors to confirm with you (at a phone number you preset) whether any requested credit-related actions came from you - and not an identity thief. TrustedID’s Black Market Monitoring is another valuable service. Black Market Monitoring regularly checks to ensure your personal data doesn’t appear in any databases or other media typically used by identity thieves to perpetrate their crimes.
Features
Features

  • Free annual credit reports
  • Fraud Flags – with these placed on your reports, creditors are required to call you at a designated contact number to confirm any credit-related action being taken in your name (such as opening new lines of credit, cell phone accounts, or taking out new loans). This is a great deterrent to identity thieves.
  • Black Market Monitoring – makes sure nobody is illegally using your name, address, social security number, bank accounts, or credit card numbers
  • Medical Benefit Protection – protects your health insurance from being used by another person
  • Junk Mail Reduction
  • Spyware Protection
  • Enhanced Lost Wallet protection – store all your vital info with Trusted ID. If your wallet is ever stolen, TrustedID staff can help you cancel your cards and replace them. This quick action is both convenient and a solid security measure.
  • $1,000,000 Service Warranty – in a worst-case scenario, if your credit or identity has been used by someone else, Trusted ID will spend up to $1 million to get the problem fixed and get your credit back on track
  • Social Security Statement benefits analysis – to make sure no one else is using your SSN
  • Lender DoubleCheck
  • Credit Report Evaluation
  • LIVE ID Theft Specialists
  • Credit Offer opt-out
  • Credit Card Monitoring

Pricing and Cancellation
Pricing and Cancellation

IDFreeze Individual Protection: $9.00 per month (billed annually).

IDFreeze Family Protection (includes ALL family members – spouses, children, parents, relatives – with the same legal residence as you): as low as $15.83 per month (billed annually) or $19.95 per month (billed monthly).

Cancellations can be made at any time with Trusted ID, 24/7, by toll-free telephone, but cannot be made by email. For monthly subscribers, there are no refunds for partial months, but your credit card won’t be charged for any subsequent months. Annual subscribers will receive a 50% refund of their fee, so long as membership is cancelled within the first 180 days; after the first 180 days, your annual fee is non-refundable.

When you cancel IDFreeze, your Lender DoubleCheck might still be available to you for another 90 days. All CreditLock fees, however, are not refundable.

Customer Support
Customer Support

On-Call Protection Specialists are available 24/7 via toll-free phone and email. TrustedID also runs a searchable FAQ as well as both an extensive Resource Center and an ID Theft Blog to keep its members educated and informed.

Extras Offered
Extras Offered

Also provided FREE:

  • CreditLock
  • Credit Freeze – lets you freeze and unfreeze at will to prevent all 3 bureaus from releasing your credit reports
  • Additional fees apply anytime you unfreeze a frozen account; fees varying by state
  • Lender DoubleCheck
  • Credit Report Evaluation
  • LIVE ID Theft Specialists
  • Credit Offer Opt Out
  • Credit Card Monitoring


At extra charge:

  • Data Breach Services - rates vary; must call for a free quote
  • All features of IDFreeze
  • Data Breach Response Management
  • Multi-year protection options
  • 24/7 protection hotline
  • Notification mail services
  • Custom client reporting
  • Post-breach risk evaluations
  • Dedicated breach management account representatives